Are you wondering just how much money participating in a Section 125 Flexible Spending Account can save you? Remember, this plan allows you to pay for Healthcare Premiums as well as Healthcare and Dependent Care out-of-pocket expenses with pre-tax dollars. Consider the following example:

Example	Without Sect 125	With Sect 125
Gross Salary:	$50,000	$50,000
Pre-Tax Insurance:	0	-$24,00
Pre Tax FSA Election:	0	-$3,000
Adjusted Salary:	$50,000	$44,600
Fed Tax@ 15%:	-$7,500	-$6,690
State Tax @ 4.75%:	-$2,375	-$2,119
FICA @ 7.65%:	-$3,825	-$3,412
Net Salary:	$36,300	$32,379
Post Tax Insurance:	-$ 2,400	0
Post Tax Eligible Expenses:	-$ 3,000	0
	$30,900	$32,379

Example Savings = $1,479 per year!

Want more specific savings information? Visit www.fsaandyou.com to calculate your customized savings by entering specific elections and tax bracket percentages.